Число выданных ипотечных кредитов по итогам 2025 года может опуститься до уровней 2016–2017 годов — 0,8–1 млн ссуд, прогнозирует агентство НКР. Это на 30–40% ниже значения 2024 года.
В деньгах объемы выдач упадут менее значительно — на 25–30% к прошлогоднему уровню, до 3,3–3,7 трлн рублей, благодаря росту среднего чека.
По мнению НКР, ипотечное кредитование может начать восстанавливаться при снижении ключевой ставки до 15-16%, а рыночных ипотечных ставок — ниже 20%.
Аналитики подчеркивают, что важны не только разовые решения ЦБ, но и формирование у участников рынка ожиданий устойчивого снижения ключевой ставки в среднесрочной перспективе.
Число выданных ипотечных кредитов по итогам 2025 года может опуститься до уровней 2016–2017 годов — 0,8–1 млн ссуд, прогнозирует агентство НКР. Это на 30–40% ниже значения 2024 года.
В деньгах объемы выдач упадут менее значительно — на 25–30% к прошлогоднему уровню, до 3,3–3,7 трлн рублей, благодаря росту среднего чека.
По мнению НКР, ипотечное кредитование может начать восстанавливаться при снижении ключевой ставки до 15-16%, а рыночных ипотечных ставок — ниже 20%.
Аналитики подчеркивают, что важны не только разовые решения ЦБ, но и формирование у участников рынка ожиданий устойчивого снижения ключевой ставки в среднесрочной перспективе.
Apparently upbeat developments in Russia's discussions with Ukraine helped at least temporarily send investors back into risk assets. Russian President Vladimir Putin said during a meeting with his Belarusian counterpart Alexander Lukashenko that there were "certain positive developments" occurring in the talks with Ukraine, according to a transcript of their meeting. Putin added that discussions were happening "almost on a daily basis." Following this, Sebi, in an order passed in January 2022, established that the administrators of a Telegram channel having a large subscriber base enticed the subscribers to act upon recommendations that were circulated by those administrators on the channel, leading to significant price and volume impact in various scrips. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. The War on Fakes channel has repeatedly attempted to push conspiracies that footage from Ukraine is somehow being falsified. One post on the channel from February 24 claimed without evidence that a widely viewed photo of a Ukrainian woman injured in an airstrike in the city of Chuhuiv was doctored and that the woman was seen in a different photo days later without injuries. The post, which has over 600,000 views, also baselessly claimed that the woman's blood was actually makeup or grape juice. The message was not authentic, with the real Zelenskiy soon denying the claim on his official Telegram channel, but the incident highlighted a major problem: disinformation quickly spreads unchecked on the encrypted app.
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