Хотя банки во многих случаях готовы выдавать деньги людям с высокой долговой нагрузкой, в ЦБ стремятся ограничить долю рискованных кредитов.
Самой рискованной регулятор считает ипотеку с первоначальным взносом ниже 20% и показателем долговой нагрузки (ПДН) заемщика более 80% - у таких людей на текущие потребности остается всего 20% дохода: https://rg.ru/2025/03/12/dolg-po-silam.html?tgm
Хотя банки во многих случаях готовы выдавать деньги людям с высокой долговой нагрузкой, в ЦБ стремятся ограничить долю рискованных кредитов.
Самой рискованной регулятор считает ипотеку с первоначальным взносом ниже 20% и показателем долговой нагрузки (ПДН) заемщика более 80% - у таких людей на текущие потребности остается всего 20% дохода: https://rg.ru/2025/03/12/dolg-po-silam.html?tgm
"Your messages about the movement of the enemy through the official chatbot … bring new trophies every day," the government agency tweeted. In view of this, the regulator has cautioned investors not to rely on such investment tips / advice received through social media platforms. It has also said investors should exercise utmost caution while taking investment decisions while dealing in the securities market. During the operations, Sebi officials seized various records and documents, including 34 mobile phones, six laptops, four desktops, four tablets, two hard drive disks and one pen drive from the custody of these persons. "We're seeing really dramatic moves, and it's all really tied to Ukraine right now, and in a secondary way, in terms of interest rates," Octavio Marenzi, CEO of Opimas, told Yahoo Finance Live on Thursday. "This war in Ukraine is going to give the Fed the ammunition, the cover that it needs, to not raise interest rates too quickly. And I think Jay Powell is a very tepid sort of inflation fighter and he's not going to do as much as he needs to do to get that under control. And this seems like an excuse to kick the can further down the road still and not do too much too soon." However, the perpetrators of such frauds are now adopting new methods and technologies to defraud the investors.
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