Эксперты отмечают: тренд устойчив, просрочки по таким кредитам тоже растут. А значит, матрица финансового давления смещается — микрозаймы становятся не временной мерой, а регулярным элементом городских и домашних сценариев управления. Система заходит на новый виток: чем сложнее получить кредит в банке, тем шире прорастает спрос на быстрые деньги с заведомо жесткими условиями.
Эксперты отмечают: тренд устойчив, просрочки по таким кредитам тоже растут. А значит, матрица финансового давления смещается — микрозаймы становятся не временной мерой, а регулярным элементом городских и домашних сценариев управления. Система заходит на новый виток: чем сложнее получить кредит в банке, тем шире прорастает спрос на быстрые деньги с заведомо жесткими условиями.
Stocks closed in the red Friday as investors weighed upbeat remarks from Russian President Vladimir Putin about diplomatic discussions with Ukraine against a weaker-than-expected print on U.S. consumer sentiment. Given the pro-privacy stance of the platform, it’s taken as a given that it’ll be used for a number of reasons, not all of them good. And Telegram has been attached to a fair few scandals related to terrorism, sexual exploitation and crime. Back in 2015, Vox described Telegram as “ISIS’ app of choice,” saying that the platform’s real use is the ability to use channels to distribute material to large groups at once. Telegram has acted to remove public channels affiliated with terrorism, but Pavel Durov reiterated that he had no business snooping on private conversations. Additionally, investors are often instructed to deposit monies into personal bank accounts of individuals who claim to represent a legitimate entity, and/or into an unrelated corporate account. To lend credence and to lure unsuspecting victims, perpetrators usually claim that their entity and/or the investment schemes are approved by financial authorities. Also in the latest update is the ability for users to create a unique @username from the Settings page, providing others with an easy way to contact them via Search or their t.me/username link without sharing their phone number. Channels are not fully encrypted, end-to-end. All communications on a Telegram channel can be seen by anyone on the channel and are also visible to Telegram. Telegram may be asked by a government to hand over the communications from a channel. Telegram has a history of standing up to Russian government requests for data, but how comfortable you are relying on that history to predict future behavior is up to you. Because Telegram has this data, it may also be stolen by hackers or leaked by an internal employee.
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