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Критики ЦБ, утверждающие, что он сдерживает экономический рост, должны, наконец, потерять авторитет, потому что две отрасли, ставшие локомотивами роста ВВП в 3-м квартале 2023 являются лидерами по темпам роста кредитования. Третье место занимает стройка, но тут виновата даже не льготная ипотека, а переход на проектное финансирование и счета эскроу (раньше не надо было брать кредит на стройку жилья, а теперь обязательно).
Критики ЦБ, утверждающие, что он сдерживает экономический рост, должны, наконец, потерять авторитет, потому что две отрасли, ставшие локомотивами роста ВВП в 3-м квартале 2023 являются лидерами по темпам роста кредитования. Третье место занимает стройка, но тут виновата даже не льготная ипотека, а переход на проектное финансирование и счета эскроу (раньше не надо было брать кредит на стройку жилья, а теперь обязательно).
One thing that Telegram now offers to all users is the ability to “disappear” messages or set remote deletion deadlines. That enables users to have much more control over how long people can access what you’re sending them. Given that Russian law enforcement officials are reportedly (via Insider) stopping people in the street and demanding to read their text messages, this could be vital to protect individuals from reprisals. The company maintains that it cannot act against individual or group chats, which are “private amongst their participants,” but it will respond to requests in relation to sticker sets, channels and bots which are publicly available. During the invasion of Ukraine, Pavel Durov has wrestled with this issue a lot more prominently than he has before. Channels like Donbass Insider and Bellum Acta, as reported by Foreign Policy, started pumping out pro-Russian propaganda as the invasion began. So much so that the Ukrainian National Security and Defense Council issued a statement labeling which accounts are Russian-backed. Ukrainian officials, in potential violation of the Geneva Convention, have shared imagery of dead and captured Russian soldiers on the platform. Recently, Durav wrote on his Telegram channel that users' right to privacy, in light of the war in Ukraine, is "sacred, now more than ever." WhatsApp, a rival messaging platform, introduced some measures to counter disinformation when Covid-19 was first sweeping the world. The perpetrators use various names to carry out the investment scams. They may also impersonate or clone licensed capital market intermediaries by using the names, logos, credentials, websites and other details of the legitimate entities to promote the illegal schemes.
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