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Kartadan kartaga foizsiz pul o'tkazuvchi 10 ta ilova

1. Davr Mobile — ilova orqali har oy 3.5 mln so'mgacha komissiyasizsiz pul o'tkazish mumkin. Undan so'ng 0.35% gacha oladi.

2. Humans — har oy 50 mln so'mgacha bo'lgan o'tkazmalar uchun komissiya 0%, undan so'ng 0.35% oladi.

3. Paynet — ilovada har oy bepulga ikkita xizmat paketidan birini faollashtirish mumkin: "oylik 3 mln limit doirasida komissiyasiz o'tkazmalar" yoki "to’lovlar uchun 2,2% gacha keshbek".

4. Xazna — Har oy 5 mln so'mgacha bo'lgan o'tkazmalar uchun komissiya 0%, undan so'ng 0.5% oladi. Bu ilovasi orqali amalga oshirilgan to’lovlar uchun 1.25% gacha keshbek taqdim qilinadi.

5. Mavrid — har oy 3 mln so'mgacha komissiya 0%, keyin 0.5% oladi.

6. Tenge24 — o'tkazmalar uchun oylik 10 mln limit doirasida komissiya 0%, keyin 0.4%. Komissiyasiz o'tkazmalardan foydalanish uchun masofaviy identifikatsiyadan o'tish talab qilinadi.

7. Milliy Bank — o'tkazmalar uchun oylik 3 mln limit doirasida komissiya 0%, keyin 0.5%. Komissiyasiz o'tkazmalardan foydalanish uchun masofaviy identifikatsiyadan o'tish talab qilinadi.

8. Joyda — O'tkazmalar uchun oylik 5 mln limit doirasida komissiya 0%, keyin 0.5%.

9. Smartbank — o'tkazmalar uchun oylik 5 mln limit doirasida komissiya 0%, keyin 0.5%. Komissiyasiz o'tkazmalardan foydalanish uchun masofaviy identifikatsiyadan o'tish talab qilinadi.

10. Alif Mobi — ilovadan masofaviy identifikatsiya orqali ro'yxatdan o'tib, "A'zo" statusini olgan foydalanuvchilar uchun har oy 1 mln limit doirasida o'tkazmalar uchun komissiya 0%, keyin 0.3%.

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Kartadan kartaga foizsiz pul o'tkazuvchi 10 ta ilova

1. Davr Mobile — ilova orqali har oy 3.5 mln so'mgacha komissiyasizsiz pul o'tkazish mumkin. Undan so'ng 0.35% gacha oladi.

2. Humans — har oy 50 mln so'mgacha bo'lgan o'tkazmalar uchun komissiya 0%, undan so'ng 0.35% oladi.

3. Paynet — ilovada har oy bepulga ikkita xizmat paketidan birini faollashtirish mumkin: "oylik 3 mln limit doirasida komissiyasiz o'tkazmalar" yoki "to’lovlar uchun 2,2% gacha keshbek".

4. Xazna — Har oy 5 mln so'mgacha bo'lgan o'tkazmalar uchun komissiya 0%, undan so'ng 0.5% oladi. Bu ilovasi orqali amalga oshirilgan to’lovlar uchun 1.25% gacha keshbek taqdim qilinadi.

5. Mavrid — har oy 3 mln so'mgacha komissiya 0%, keyin 0.5% oladi.

6. Tenge24 — o'tkazmalar uchun oylik 10 mln limit doirasida komissiya 0%, keyin 0.4%. Komissiyasiz o'tkazmalardan foydalanish uchun masofaviy identifikatsiyadan o'tish talab qilinadi.

7. Milliy Bank — o'tkazmalar uchun oylik 3 mln limit doirasida komissiya 0%, keyin 0.5%. Komissiyasiz o'tkazmalardan foydalanish uchun masofaviy identifikatsiyadan o'tish talab qilinadi.

8. Joyda — O'tkazmalar uchun oylik 5 mln limit doirasida komissiya 0%, keyin 0.5%.

9. Smartbank — o'tkazmalar uchun oylik 5 mln limit doirasida komissiya 0%, keyin 0.5%. Komissiyasiz o'tkazmalardan foydalanish uchun masofaviy identifikatsiyadan o'tish talab qilinadi.

10. Alif Mobi — ilovadan masofaviy identifikatsiya orqali ro'yxatdan o'tib, "A'zo" statusini olgan foydalanuvchilar uchun har oy 1 mln limit doirasida o'tkazmalar uchun komissiya 0%, keyin 0.3%.

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But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website. "There is a significant risk of insider threat or hacking of Telegram systems that could expose all of these chats to the Russian government," said Eva Galperin with the Electronic Frontier Foundation, which has called for Telegram to improve its privacy practices. Just days after Russia invaded Ukraine, Durov wrote that Telegram was "increasingly becoming a source of unverified information," and he worried about the app being used to "incite ethnic hatred." "He has kind of an old-school cyber-libertarian world view where technology is there to set you free," Maréchal said. He said that since his platform does not have the capacity to check all channels, it may restrict some in Russia and Ukraine "for the duration of the conflict," but then reversed course hours later after many users complained that Telegram was an important source of information.
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