4 years ago, I built and compared several classification models to predict loan applicants as Creditworthy or Non-Creditworthy. After performing data cleansing, handling missing values, and tuning parameters, I evaluated the models using precision, recall, and F1-score.
🔍 The Random Forest Classifier stood out with an AUC of 80% and an accuracy of 79%, successfully classifying 418 loans as Creditworthy and 82 as Non-Creditworthy.
4 years ago, I built and compared several classification models to predict loan applicants as Creditworthy or Non-Creditworthy. After performing data cleansing, handling missing values, and tuning parameters, I evaluated the models using precision, recall, and F1-score.
🔍 The Random Forest Classifier stood out with an AUC of 80% and an accuracy of 79%, successfully classifying 418 loans as Creditworthy and 82 as Non-Creditworthy.
In a statement, the regulator said the search and seizure operation was carried out against seven individuals and one corporate entity at multiple locations in Ahmedabad and Bhavnagar in Gujarat, Neemuch in Madhya Pradesh, Delhi, and Mumbai. He said that since his platform does not have the capacity to check all channels, it may restrict some in Russia and Ukraine "for the duration of the conflict," but then reversed course hours later after many users complained that Telegram was an important source of information. Oleksandra Matviichuk, a Kyiv-based lawyer and head of the Center for Civil Liberties, called Durov’s position "very weak," and urged concrete improvements. "There are several million Russians who can lift their head up from propaganda and try to look for other sources, and I'd say that most look for it on Telegram," he said. But Telegram says people want to keep their chat history when they get a new phone, and they like having a data backup that will sync their chats across multiple devices. And that is why they let people choose whether they want their messages to be encrypted or not. When not turned on, though, chats are stored on Telegram's services, which are scattered throughout the world. But it has "disclosed 0 bytes of user data to third parties, including governments," Telegram states on its website.
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