В мартерыночные ставки по ипотеке впервые за долгое время пошли вниз. По данным еженедельного отчета ЕИСЖС, основанного на ставках предложения топ-20 банков по выдаче ипотеки, с 3 по 9 марта ставки снизились:
▫️ на 0,8 п. п. — нановостройки (до 27,93%); ▫️на 0,86 п. п. — на вторичное жилье(до 28,43%).
Рыночные ставки по ипотеке росли весь 2024 год: с 16,3% на новостройки и 16,2% на вторичное жилье в январе до 28,98% и 29,39% к декабрю. В январе 2025 года они оставались неизменными, а в феврале на новостройки снизились на 0,2 п. п.
В марте произошло снижение средних ставок. Ставки скорректировали Сбербанк (по рыночным программам), ВТБ (по комбо-ипотеке) и Транскапиталбанк (на вторичное жилье).
Аналитикииз «Эксперт РА» считают, что снижение ставок сигнализирует о замедлении рынка и возможном дальнейшем снижении ипотечных ставок в соответствии с ключевой ставкой.
В мартерыночные ставки по ипотеке впервые за долгое время пошли вниз. По данным еженедельного отчета ЕИСЖС, основанного на ставках предложения топ-20 банков по выдаче ипотеки, с 3 по 9 марта ставки снизились:
▫️ на 0,8 п. п. — нановостройки (до 27,93%); ▫️на 0,86 п. п. — на вторичное жилье(до 28,43%).
Рыночные ставки по ипотеке росли весь 2024 год: с 16,3% на новостройки и 16,2% на вторичное жилье в январе до 28,98% и 29,39% к декабрю. В январе 2025 года они оставались неизменными, а в феврале на новостройки снизились на 0,2 п. п.
В марте произошло снижение средних ставок. Ставки скорректировали Сбербанк (по рыночным программам), ВТБ (по комбо-ипотеке) и Транскапиталбанк (на вторичное жилье).
Аналитикииз «Эксперт РА» считают, что снижение ставок сигнализирует о замедлении рынка и возможном дальнейшем снижении ипотечных ставок в соответствии с ключевой ставкой.
If you initiate a Secret Chat, however, then these communications are end-to-end encrypted and are tied to the device you are using. That means it’s less convenient to access them across multiple platforms, but you are at far less risk of snooping. Back in the day, Secret Chats received some praise from the EFF, but the fact that its standard system isn’t as secure earned it some criticism. If you’re looking for something that is considered more reliable by privacy advocates, then Signal is the EFF’s preferred platform, although that too is not without some caveats. Right now the digital security needs of Russians and Ukrainians are very different, and they lead to very different caveats about how to mitigate the risks associated with using Telegram. For Ukrainians in Ukraine, whose physical safety is at risk because they are in a war zone, digital security is probably not their highest priority. They may value access to news and communication with their loved ones over making sure that all of their communications are encrypted in such a manner that they are indecipherable to Telegram, its employees, or governments with court orders. "We're seeing really dramatic moves, and it's all really tied to Ukraine right now, and in a secondary way, in terms of interest rates," Octavio Marenzi, CEO of Opimas, told Yahoo Finance Live on Thursday. "This war in Ukraine is going to give the Fed the ammunition, the cover that it needs, to not raise interest rates too quickly. And I think Jay Powell is a very tepid sort of inflation fighter and he's not going to do as much as he needs to do to get that under control. And this seems like an excuse to kick the can further down the road still and not do too much too soon." At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. In December 2021, Sebi officials had conducted a search and seizure operation at the premises of certain persons carrying out similar manipulative activities through Telegram channels.
from id
