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Думаете, что просто переводите деньги или платите за услуги переводом на карту?
На самом деле, вы формируете свой цифровой профиль!

📢 Финансовые операции – это не только сумма и дата. Это поведение, по которому банки, службы и организаторы программ делают вывод, можно ли вам доверять.

📖 В карточках рассказываем, как работает поведенческий анализ, кто и зачем следит за тратами, и почему ваш бюджет это больше, чем цифры.
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Думаете, что просто переводите деньги или платите за услуги переводом на карту?
На самом деле, вы формируете свой цифровой профиль!

📢 Финансовые операции – это не только сумма и дата. Это поведение, по которому банки, службы и организаторы программ делают вывод, можно ли вам доверять.

📖 В карточках рассказываем, как работает поведенческий анализ, кто и зачем следит за тратами, и почему ваш бюджет это больше, чем цифры.

BY DA Economics











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Telegram | DID YOU KNOW?

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On February 27th, Durov posted that Channels were becoming a source of unverified information and that the company lacks the ability to check on their veracity. He urged users to be mistrustful of the things shared on Channels, and initially threatened to block the feature in the countries involved for the length of the war, saying that he didn’t want Telegram to be used to aggravate conflict or incite ethnic hatred. He did, however, walk back this plan when it became clear that they had also become a vital communications tool for Ukrainian officials and citizens to help coordinate their resistance and evacuations. At the start of 2018, the company attempted to launch an Initial Coin Offering (ICO) which would enable it to enable payments (and earn the cash that comes from doing so). The initial signals were promising, especially given Telegram’s user base is already fairly crypto-savvy. It raised an initial tranche of cash – worth more than a billion dollars – to help develop the coin before opening sales to the public. Unfortunately, third-party sales of coins bought in those initial fundraising rounds raised the ire of the SEC, which brought the hammer down on the whole operation. In 2020, officials ordered Telegram to pay a fine of $18.5 million and hand back much of the cash that it had raised. You may recall that, back when Facebook started changing WhatsApp’s terms of service, a number of news outlets reported on, and even recommended, switching to Telegram. Pavel Durov even said that users should delete WhatsApp “unless you are cool with all of your photos and messages becoming public one day.” But Telegram can’t be described as a more-secure version of WhatsApp. Following this, Sebi, in an order passed in January 2022, established that the administrators of a Telegram channel having a large subscriber base enticed the subscribers to act upon recommendations that were circulated by those administrators on the channel, leading to significant price and volume impact in various scrips. The gold standard of encryption, known as end-to-end encryption, where only the sender and person who receives the message are able to see it, is available on Telegram only when the Secret Chat function is enabled. Voice and video calls are also completely encrypted.
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