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#кратко Количество россиян, вынужденных брать микрозаймы, за год выросло на 10-15%. Именно "вынуждены", т.к. займы идут на оплату ЖКХ и покупку продуктов - эти цели указывает половина заемщиков. К этому граждан подтолкнуло ужесточение кредитной политики со стороны ЦБ, из-за чего банки чаще отказывают людям в потребкредитах (доля отказов - до 80%). Параллельно растет и просрочка по "займам отчаяния".
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#кратко Количество россиян, вынужденных брать микрозаймы, за год выросло на 10-15%. Именно "вынуждены", т.к. займы идут на оплату ЖКХ и покупку продуктов - эти цели указывает половина заемщиков. К этому граждан подтолкнуло ужесточение кредитной политики со стороны ЦБ, из-за чего банки чаще отказывают людям в потребкредитах (доля отказов - до 80%). Параллельно растет и просрочка по "займам отчаяния".

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On Telegram’s website, it says that Pavel Durov “supports Telegram financially and ideologically while Nikolai (Duvov)’s input is technological.” Currently, the Telegram team is based in Dubai, having moved around from Berlin, London and Singapore after departing Russia. Meanwhile, the company which owns Telegram is registered in the British Virgin Islands. Multiple pro-Kremlin media figures circulated the post's false claims, including prominent Russian journalist Vladimir Soloviev and the state-controlled Russian outlet RT, according to the DFR Lab's report. This ability to mix the public and the private, as well as the ability to use bots to engage with users has proved to be problematic. In early 2021, a database selling phone numbers pulled from Facebook was selling numbers for $20 per lookup. Similarly, security researchers found a network of deepfake bots on the platform that were generating images of people submitted by users to create non-consensual imagery, some of which involved children. Soloviev also promoted the channel in a post he shared on his own Telegram, which has 580,000 followers. The post recommended his viewers subscribe to "War on Fakes" in a time of fake news. Perpetrators of these scams will create a public group on Telegram to promote these investment packages that are usually accompanied by fake testimonies and sometimes advertised as being Shariah-compliant. Interested investors will be asked to directly message the representatives to begin investing in the various investment packages offered.
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