ЦБ определит параметры нового "ипотечного стандарта"
Банк России инициирует установление параметров "стандартного ипотечного продукта" для повышения стабильности ипотечного кредитования. Введение повышенных риск-весов и резервов для нестандартных займов направлено на минимизацию рисков для финансовых учреждений и заемщиков, создавая тем самым более безопасную среду на рынке жилья.
🗣По словам директора отдела банковского регулирования и аналитики ЦБ РФ, Александра Данилова,
Мы хотим установить критерии стандартного ипотечного продукта — прозрачной и простой ипотеки без скрытых условий. Для него будут заданы типичные риск-веса в регулировании, а для остальных случаев риск-веса будут выше.
ЦБ определит параметры нового "ипотечного стандарта"
Банк России инициирует установление параметров "стандартного ипотечного продукта" для повышения стабильности ипотечного кредитования. Введение повышенных риск-весов и резервов для нестандартных займов направлено на минимизацию рисков для финансовых учреждений и заемщиков, создавая тем самым более безопасную среду на рынке жилья.
🗣По словам директора отдела банковского регулирования и аналитики ЦБ РФ, Александра Данилова,
Мы хотим установить критерии стандартного ипотечного продукта — прозрачной и простой ипотеки без скрытых условий. Для него будут заданы типичные риск-веса в регулировании, а для остальных случаев риск-веса будут выше.
At this point, however, Durov had already been working on Telegram with his brother, and further planned a mobile-first social network with an explicit focus on anti-censorship. Later in April, he told TechCrunch that he had left Russia and had “no plans to go back,” saying that the nation was currently “incompatible with internet business at the moment.” He added later that he was looking for a country that matched his libertarian ideals to base his next startup. The picture was mixed overseas. Hong Kong’s Hang Seng Index fell 1.6%, under pressure from U.S. regulatory scrutiny on New York-listed Chinese companies. Stocks were more buoyant in Europe, where Frankfurt’s DAX surged 1.4%. The S&P 500 fell 1.3% to 4,204.36, and the Dow Jones Industrial Average was down 0.7% to 32,943.33. The Dow posted a fifth straight weekly loss — its longest losing streak since 2019. The Nasdaq Composite tumbled 2.2% to 12,843.81. Though all three indexes opened in the green, stocks took a turn after a new report showed U.S. consumer sentiment deteriorated more than expected in early March as consumers' inflation expectations soared to the highest since 1981. He said that since his platform does not have the capacity to check all channels, it may restrict some in Russia and Ukraine "for the duration of the conflict," but then reversed course hours later after many users complained that Telegram was an important source of information. At its heart, Telegram is little more than a messaging app like WhatsApp or Signal. But it also offers open channels that enable a single user, or a group of users, to communicate with large numbers in a method similar to a Twitter account. This has proven to be both a blessing and a curse for Telegram and its users, since these channels can be used for both good and ill. Right now, as Wired reports, the app is a key way for Ukrainians to receive updates from the government during the invasion.
from tw
