4 years ago, I built and compared several classification models to predict loan applicants as Creditworthy or Non-Creditworthy. After performing data cleansing, handling missing values, and tuning parameters, I evaluated the models using precision, recall, and F1-score.
🔍 The Random Forest Classifier stood out with an AUC of 80% and an accuracy of 79%, successfully classifying 418 loans as Creditworthy and 82 as Non-Creditworthy.
4 years ago, I built and compared several classification models to predict loan applicants as Creditworthy or Non-Creditworthy. After performing data cleansing, handling missing values, and tuning parameters, I evaluated the models using precision, recall, and F1-score.
🔍 The Random Forest Classifier stood out with an AUC of 80% and an accuracy of 79%, successfully classifying 418 loans as Creditworthy and 82 as Non-Creditworthy.
The message was not authentic, with the real Zelenskiy soon denying the claim on his official Telegram channel, but the incident highlighted a major problem: disinformation quickly spreads unchecked on the encrypted app. That hurt tech stocks. For the past few weeks, the 10-year yield has traded between 1.72% and 2%, as traders moved into the bond for safety when Russia headlines were ugly—and out of it when headlines improved. Now, the yield is touching its pandemic-era high. If the yield breaks above that level, that could signal that it’s on a sustainable path higher. Higher long-dated bond yields make future profits less valuable—and many tech companies are valued on the basis of profits forecast for many years in the future. Markets continued to grapple with the economic and corporate earnings implications relating to the Russia-Ukraine conflict. “We have a ton of uncertainty right now,” said Stephanie Link, chief investment strategist and portfolio manager at Hightower Advisors. “We’re dealing with a war, we’re dealing with inflation. We don’t know what it means to earnings.” In December 2021, Sebi officials had conducted a search and seizure operation at the premises of certain persons carrying out similar manipulative activities through Telegram channels. Overall, extreme levels of fear in the market seems to have morphed into something more resembling concern. For example, the Cboe Volatility Index fell from its 2022 peak of 36, which it hit Monday, to around 30 on Friday, a sign of easing tensions. Meanwhile, while the price of WTI crude oil slipped from Sunday’s multiyear high $130 of barrel to $109 a pop. Markets have been expecting heavy restrictions on Russian oil, some of which the U.S. has already imposed, and that would reduce the global supply and bring about even more burdensome inflation.
from nl
